Holiday Budget

  Let’s plan for Holiday Destination; where are you going? When? It will explain the periods or how long you need to save money. Vacation budget. For instance, I need a $7500. If you divide $7500 by 12, you need to save money $625 a month to hit that number in a year. Basic Holiday [...]

Save for a rainy day

  My car had problems  last week, starting with the engine light car showed up. Something needed to be checked for sure! and that's right, after it had been checked by Mechanic and Oh no.., the thermostats needed to be replaced for whole things I believed and I ended up having to spend $500 for [...]

Are you a cheap person or a frugal person?

 A cheap is a form of greedy. Being cheap or frugal are two different meanings.If you have these signs, then you are a cheap person: Cheap person always thinks everything is overpriced. They complain prices all the time in a grocery store, Gas station or even in the second-hand store, etc. They think other people [...]

The best way to make money

  Do you want to know the best way to make money? A lot of advertisement out there mentioned," We can make money $100/day or $500/day, $1000/day  etc." and do you believe it!? It's actually true, but it will take time to process it for making money comes in a day or even instantly. For [...]

Before I retire..

I hope to retire at the age of 70 and have a lot of saving in the Bank, debt free, the mortgage paid off. I am hoping to be always in health and can still travel to my country with my husband. The most important is to watch my only one daughter will get success [...]

How to stick to your budget

Several tips to stick to your budget   Keeping a track for any expenses of the budget that you have planned it. Don’t buy any items which are not listed in your budget, even you see the items that you don’t need it to buy at the time on the big sale!! It will mess up [...]

How to save money regularly

I believe everybody has many ways to save their money. It's not easy though you just have to be persistent. Keep trying till you can save your money! You must have a goal and focus on that, "what did you save money for?" this question has to be on your top list. This few steps might [...]